Instnt is committed to protecting your personal information. This policy covers the collection and use of information obtained through this website, which is owned and administered by Instnt Inc. (“Instnt”, “us,” or “we”), and the personal information we collect and process at the direction of Clients (defined below) and through their use of our services. If you have questions or complaints regarding our privacy policy or practices, please contact us.

By using our website, you are accepting and agreeing to all of the privacy policies and practices described in this Privacy Policy.

Why do we collect personal information?

Instnt is a business that provides a digital service to many consumer-facing businesses and companies (“Clients”). Our Clients come to Instnt to verify your identity. Our Clients provide only the personal information that is necessary for our service to work and then we verify that the information is correct. As a company, we follow all the relevant privacy laws that apply to us and we have established a comprehensive privacy program, including the hiring of a compliance officer to help us respect and protect the personal information of individuals.

Personal Information We Collect

We collect personal information on you in a variety of ways, such as when you:

• Correspond with us by phone or email
• Request support for Instnt products
• Submit details through our website
• Use our products and services
• Engage with one or more of our Clients that use our products and services
• We also collect supplemental information about you from other sources, including our vendors and publicly available sources of information.

The information we collect may include, without limitation, a person’s or business’ name, usernames, passwords, email addresses, phone numbers, date of birth, national ID information (such as Social Security Number, driver license information, passport information, etc.), IP addresses, employer name, geographic location (latitude and longitude), images, and other information necessary to access accounts or profiles with third-parties, including, but not limited to, social media sites.

How We Use Personal Information

We use your personal information only in connection with the provision of products and services to our Clients. We comply with the Privacy Policies of We may also share the personal information with vendors working for us to provide products or services to our Clients, but only as necessary for the provision of those products and services. The vendors whom we share the personal information with are required to keep this information confidential and generally may not use such information for any purpose other than to help us provide requested products and services to our Clients.

Instnt takes appropriate steps to ensure that vendors protect such personal information. Additionally, your personal information may be disclosed as required by law and when we have reason to believe that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request.

Non-Personal Information We Collect

We collect information about the use of our website, about the browser type and IP address used to visit our website, and about any website from which someone may have been linked to or referred to our website, or to a site which someone may be linked to or referred to from our website. This non-personal information is aggregated for reporting on usability, performance, and effectiveness. We may use the non-personal information to analyze your usage of our website and for other research that helps us improve the services and products we offer.

Information Shared with Third Parties

Instnt does not disclose your personal information to any third-parties, except to those who require access to the data in order to perform their tasks and duties and to share with third parties who have a legitimate purpose for accessing it.

Instnt has multiple affiliates and relationships with third-party companies. Examples of these companies include financial and non‐financial companies that perform services such as data processing, administrative services, regulatory support, legal services, Google in connection with its Google Analytics services, and other service providers we engage from time to time that enable us to We may share your personal information with such service providers. We may share information among our affiliates, as permitted by law, in order to better serve your financial needs.

We do not sell, license, lease or otherwise disclose your personal information to any third-party for any reason other than the purposes described below:

• We may disclose personal information should you decide to participate in certain promotions and special offers when the nature of the promotion or special offer requires us to gather and share your personal information (such as your mailing address) with a third-party for delivery of goods or services. Should you choose to purchase a product or service offered by another company by way of a promotion or special offer, any personal information you share with that company would no longer be governed by our Privacy Policy.
• We may disclose personal information to qualified third-parties and/or affiliate companies who provide services, such as, but not limited to, consulting, sales, customer support operations, payment processing, authentication services, and technical support or services.
• We may share your information with law enforcement, and officials, or other third parties when we are compelled to do so by a subpoena, court order, or similar legal procedure, or when we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate violations of any of our terms and conditions or any other applicable policies.
• We may disclose information to third-parties about your account or the transactions you make if you give us your written permission.

If an affiliate company or qualified third-party needs access to certain personal or customer information in order to carry out certain functions on our behalf, they do so under our instructions. All affiliate companies and qualified third-parties with whom we share personal or other customer information have their own privacy policies, however, they are expected to protect your information in a manner that aligns with the protocols described in our Privacy Policy. We do not share your personal information with affiliates for their own benefit unless you have given us your consent. We do not share your personal information with non-affiliates for their benefit.

Other circumstances under which we may disclose your personal information in order to:

• Comply, as necessary, with applicable laws and regulatory requirements, as well as legal process;
• Respond to mandatory legal or governmental requests or demands for information;
• Meet national security requirements;
• Enforce our agreements, policies, procedures, and terms of use;
• Protect ourselves, our affiliates, our Clients or the general public from illegal activities; and
• Respond to an emergency that requires disclosure of specified information.

Access to Information

Whenever we collect your personal information, we take steps to help ensure that it is accurate, complete, and up-to-date. You may request access to such personal information about yourself that Instnt holds by contacting us. Additionally, if your personal information changes, or if you believe the information Instnt holds is inaccurate, you may request to correct, update, amend or delete/remove inaccurate information by contacting us; except where the burden or expense of providing access would be disproportionate to the risks to the privacy of the individual in the case in question or where the rights of persons other than the individual would be violated.

If Instnt is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our websites of any change in ownership or proposed uses of your personal information, as well as any choices you may have regarding your personal information.

Data Security

Instnt will take responsible steps to protect your information and has implemented appropriate physical, electronic, and managerial procedures to safeguard, secure and protect information from loss, misuse, unauthorized access, disclosure, alteration, destruction, and malicious or unintentional action. However, the Company cannot completely guarantee the security of Information on or transmitted via the Internet.

Links to Third-Party Websites

Our website may provide links to third-party websites for your convenience and information. If you access those links, you will leave our website. We do not control those websites or their privacy policies or practices, which may differ from ours. We, therefore, encourage you to review the privacy policies of companies and websites before submitting any personal information to them.

“Do Not Track” Policy

California law requires us to inform you how we respond to web browser Do Not Track (“DNT”) signals. Because no industry or legal standard exists for recognizing or honoring DNT signals, we do not respond to them at this time. This policy is subject to change as the privacy community and industry develop best practices for responding to DNT signals.

Children Under the Age of 13

Instnt’s services are not intended for access or use by, and we do not knowingly collect personal information from, children under 13 years of age. If you are under 13 years of age, do not access, use or provide any information on our website, including completing the online registration process for the service, or provide any information about yourself to us, including your name, address, telephone number, email address or any other personally identifiable information. If you believe we might have any information from or about a child under 13 years of age, please contact us at info@instnt.org.

NOTICE TO CALIFORNIA RESIDENTS – YOUR CALIFORNIA PRIVACY RIGHTS (AS PROVIDED BY CALIFORNIA CIVIL CODE SECTION 1798.83)

A CALIFORNIA RESIDENT WHO HAS PROVIDED PERSONAL DATA TO A BUSINESS WITH WHOM HE/SHE HAS ESTABLISHED A BUSINESS RELATIONSHIP FOR PERSONAL, FAMILY OR HOUSEHOLD PURPOSES (A “CALIFORNIA CUSTOMER”) MAY REQUEST INFORMATION ABOUT WHETHER THE BUSINESS HAS DISCLOSED PERSONAL INFORMATION TO ANY THIRD PARTIES FOR THE THIRD PARTIES’ DIRECT MARKETING PURPOSES. IN GENERAL, IF THE BUSINESS HAS MADE SUCH A DISCLOSURE OF PERSONAL DATA, UPON RECEIPT OF A REQUEST BY A CALIFORNIA CUSTOMER, THE BUSINESS IS REQUIRED TO PROVIDE A LIST OF ALL THIRD PARTIES TO WHOM PERSONAL DATA WAS DISCLOSED IN THE PRECEDING CALENDAR YEAR, AS WELL AS A LIST OF THE CATEGORIES OF PERSONAL DATA THAT WERE DISCLOSED. CALIFORNIA CUSTOMERS MAY REQUEST FURTHER INFORMATION ABOUT OUR COMPLIANCE WITH THIS LAW BY E-MAILING PRIVACY@INSTNT.COM. PLEASE NOTE THAT WE ARE REQUIRED TO RESPOND TO ONE REQUEST PER CALIFORNIA CUSTOMER EACH YEAR AND WE ARE NOT REQUIRED TO RESPOND TO REQUESTS MADE BY MEANS OTHER THAN THROUGH THIS E-MAIL ADDRESS.

Vendor Information

Instnt utilizes various vendors to provide its services to its Clients. As such, vendor agreements (via contract or other similar legal business document) control and define how vendor information is utilized and processed. Agreements include requirements for sufficient technological and business controls to meet acceptable security and privacy standards for the provided service(s).

Third-Party Violations and Breaches

Instnt adheres to information controls to ensure that appropriate legal and technical controls are in place too. In case of a third-party breach or privacy violation outside of Instnt systems, Instnt

Data Destruction

Instnt which all Instnt employees must adhere to in handling personal information. Any requests for data destruction will be performed in accordance with applicable policies, regulations, certifications, and contractual obligations.

Opt-In

You have previously provided permission to our Clients to send certain personal information to Instnt. That is, you must have opted in to provide the personal information to the Client in order for Instnt to receive the data necessary to provide its identity verification processing service.

Changes to This Privacy Policy

This privacy policy may be amended from time to time. We will post any revised policy on this website.

Last revision: October 24, 2019

Contacting Us

If you have any comments or questions about this Privacy Policy, please send them to info@instnt.org or call 855-INS-5600. We aim to respond to all queries within 30 days.

YOUR USE OF THIS WEBSITE CONSTITUTES YOUR AGREEMENT TO BE BOUND BY THESE TERMS AND CONDITIONS OF USE. This website (the “Website”) is owned and made available by Instnt Inc. or its affiliates (“Instnt” or “we”). The Website and all of the services, content, and information we provide through the website (collectively, the “Content”) are provided to you subject to your agreement to and compliance with the following terms and conditions (the “Terms of Use”).

1. Your Use of the Website.

You agree to use the Website and the Content only for your personal use. You acknowledge and agree that, as between you and us, we own all of the Website and the Content and that you have no interest in the Website or the Content beyond your use of them consistent with the Terms of Use. You agree that you will not (a) decompile, reverse engineer, disassemble, rent, lease, loan, sell, license, sublicense, or create derivative works from the Website or the Content; (b) use any robot, spider, other automatic software or device, or manual process to monitor or copy the Website or the Content without our prior written permission; or (c) copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit, or public purposes all or any portion of the Website or the Content. Any unauthorized use of the Website or the Content is prohibited. You agree that we may deny or terminate your use of the Website or the Content at any time and for any reason and with no notice to you.

2. Our Use of Personal Information.

We receive from the businesses and companies to which we provide products and services certain items of personal information of the customers of those businesses and companies. We use such personal information in accordance with our Website Privacy Policy. By accepting these Terms of Service, you authorize us to verify your personal information through our platform services and any other inquiries that we consider necessary to validate the personal information that you provide to Instnt.

3. Your Responsibility for Access.

If a username or password is provided by us or created by you in connection with your use of the Website or the Content (the “Access Information”), you are responsible to maintain the confidentiality and security of, and to prevent any unauthorized use of, the Access Information. If you believe there has been unauthorized use of your Access Information, you must notify us immediately by emailing support@instnt.com or calling +1 (855) 467-5600. You accept all risks of unauthorized use of your Access Information. In addition, you are solely responsible for all of the data and equipment you may use in connection with your use of the Website or the Content.

4. Indemnity.

You agree to indemnify, defend, and hold harmless us and all of our subsidiaries, affiliates, stockholders, officers, directors, agents, licensors, suppliers, partners, employees, and representatives from any and all claims or demands, including reasonable attorneys’ fees, made by any third party arising out of or relating to your use of the Website or the Content, or your failure to comply with the Terms of Use.

5. Modification and Termination.

You agree that we may at any time, and without any notice to you, modify the Website, the Content, and the Terms of Use. Each time you use the Website or the Content, you are bound by the Terms of Use as they appear on the Website at the time of your use. You agree that we may at any time, and without any notice to you, terminate and cease providing the Website and the Content.

6. Third Party Content.

The Website or the Content may contain advertising by third parties and links to third party websites (collectively, “Third Party Content”). You acknowledge and agree that we are not responsible in any way for and that we will have no liability of any kind to you for, any Third Party Content or any services, products, information, or other things you may purchase, obtain or have access to by or because of your access to or use of, or otherwise in connection with, the Third Party Content.

7. Disclaimer of Warranties.

YOUR USE OF THE WEBSITE AND THE CONTENT IS AT YOUR SOLE RISK. THE WEBSITE AND THE CONTENT ARE PROVIDED ON AN “AS IS” BASIS. WE DISCLAIM ALL EXPRESS OR IMPLIED CONDITIONS, REPRESENTATIONS, AND WARRANTIES OF ANY KIND, INCLUDING ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, QUALITY, AVAILABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NONINFRINGEMENT. WE MAKE NO REPRESENTATIONS, WARRANTIES, OR GUARANTEES AS TO THE USEFULNESS, QUALITY, SUITABILITY, ACCURACY, AVAILABILITY, OR COMPLETENESS OF THE WEBSITE OR THE CONTENT.

8. Limitation of Liability.

WE WILL NOT BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE OR THE CONTENT, EVEN IF WE HAVE PREVIOUSLY BEEN ADVISED OF OR REASONABLY COULD HAVE FORESEEN THE POSSIBILITY OF SUCH DAMAGES, HOWEVER, THEY ARISE, WHETHER IN BREACH OF CONTRACT OR IN TORT (INCLUDING NEGLIGENCE).

9. General Terms.

The Terms of Use constitute the entire agreement between you and us relating to your use of the Website and the Content. We reserve the right to investigate actual or potential violations of the Terms of Use and to take any action we deem appropriate, including, but not limited to, reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information we deem necessary or appropriate relating to user profiles, email addresses, usage histories, posted materials and IP addresses. We reserve the right to seek any and all remedies available at law and in equity for violations of the Terms of Use. The Terms of Use will be governed by the laws of the State of New York without giving effect to its laws, rules, or principles regarding choice or conflict of laws. Any express waiver or failure to exercise promptly any right under the Terms of Use will not create a continuing waiver or any expectation of non-enforcement. If any provision of the Terms of Use is held invalid by any law or regulation of any government, or by any court or arbitrator, such provision will be replaced with a new provision that accomplishes the original business purpose, and the other provisions of the Terms of Use will remain in full force and effect.